Cost of treatment in Europe
Compulsory insurances in the German government are: (in the form of state insurance or insurance from the employer) pension insurance, unemployment insurance, accident insurance at work and long-term care insurance, which are called the 5 pillars of the social security system. Optional insurances include supplementary pension insurance, private health insurance, home appliance insurance, third party liability insurance, travel insurance, car breakdown insurance, and life insurance.
It is not necessary to spend half of your income to be insured against all kinds of unpleasant events, but it is necessary to insure yourself against any incident that may cause a new financial problem (such as a serious accident or a fire at home).Membership in the health insurance scheme is mandatory for all employees who receive a monthly salary of less than 6375 euros (76,500 euros per year) in the western sector and less than 5,400 euros (64,500 euros per year) in the eastern sector.
Note that these figures are from 1999 and increase annually based on the inflation rate; so that they are equivalent to 75% of the pension insurance payment limit. Providing health insurance is the responsibility of a network of 600 private companies that cooperate with the government in order to implement the national health program.
The cost of treatment in the United States
According to the report of the online economy, citing the balance, according to the latest report, the per capita health costs in America are estimated to be around 9 thousand 451 dollars. With the explanation that America has the highest per capita treatment costs among countries, still due to the aging population and inflation, compared to many countries, the quality of health care services is not favorable. Due to the high population in this country, people pay about half of the treatment costs themselves. Because government insurance in America cannot meet all the expectations of citizens, a large percentage of people are covered by private insurance. In recent years, the "Obamacare" health insurance plan covered citizens over 65 years of age and people with special diseases and paid more than 90% of medical expenses.
Cost of treatment in Canada
Canada has a government-linked insurance plan (Medicare) that provides free primary health care to Canadian citizens, permanent residents, and refugees. In some states, this service is free (that is, its cost is financed from public taxes), while in other states, a part of the costs must be paid. Despite the free or cheap medical insurance plan, some people have private health insurance for faster and more specialized health care that they pay for themselves or are paid by the employer as part of the job benefits.If you are not covered by free health care (in some states, even those who are eligible are not covered by free health insurance in the first three months of their arrival in Canada), you must ensure that you have adequate health insurance (at least $250,000 per year). ) if you plan to stay in Canada for a long time, it is better to undergo a complete medical examination, including dental and eye examinations, before entering this country. They are cheaper in other countries than in Canada. If you do not meet the requirements for health care, you can use private health insurance.
Cost of treatment in Australia
Standard health insurance provides free medical care in public hospitals, government-subsidized drugs, and (limited) reimbursement for private medical assistance. This insurance does not include dental costs, medical care items including glasses, medical lenses, etc. and special care (such as physiotherapy). These last services can be covered by additional insurance.