If, as a student, you intend to study in universities abroad, the issue of health insurance and obtaining it is one of the most serious issues that you should pay attention to. When students study abroad; It is necessary to provide a valid student insurance. Health insurance for students in European countries is provided by different insurance companies, and each country usually follows its own rules in this regard. In this article, we will examine student health insurance in Europe
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The importance of health insurance for international students
Every year, hundreds of thousands of students from inside and outside the European Union travel to different European universities to study. For example, in the UK, more than 80,000 EU resident students are enrolled in higher education institutions in this country. Achieving quality education and studying abroad is equal to changing the way of life. To ensure that no problems arise during the course of study or to reduce unforeseen consequences, all international students, including EU students, must insure themselves during this period of study. Health insurance for international students is different in different countries and has different costs and coverage.
Health insurance for international students in Germany
For all those who intend to study, teach language or work in Germany, having an insurance policy is mandatory. According to German law, foreign students in Germany are required to have health insurance during their studies. To register at a German university and obtain a student visa, you need a proof of health insurance. Students can get low-cost compulsory insurance or private health insurance. There are two types of health insurance in Germany: 1) compulsory (public) health insurance 2) private health insurance. All students are required to have an insurance plan in Germany, but depending on which country you come from, you may be eligible to use an insurance policy you already have in your home country. Some of the private insurance companies that offer health insurance for international students are: Techniker Krankenkasse , Gesundheit , AOK ,KKH and...
Health insurance for international students in the Netherlands
If you plan to start an internship in the Netherlands, it is recommended that you take out insurance for the duration of your stay in the Netherlands, as medical costs in the Netherlands are much higher than average. There are a few cases where Dutch health insurance is required for foreign students: 1) When you study in the Netherlands and also have a part-time job or minimum wage internship. 2) When you study in the Netherlands and have a contractual work contract. When from the European Union / EEAor you are not Swiss and intend to study in the Netherlands for more than three months, you should ask your current health care insurer in your country of origin whether they cover medical expenses in the Netherlands or not. Otherwise, it is recommended to get a health insurance from private companies that cover the most essential medical services in the Netherlands. There are several private health insurance companies in the Netherlands that offer international special care insurance for foreigners who want to study in the Netherlands. For example: Allianz , Aon , IPS and...
Health insurance for international students in the Czech Republic
According to international agreements, medical travel insurance is not required for citizens of Bosnia and Herzegovina, Cuba, Japan, North Macedonia, Montenegro, Turkey, Serbia, and the United States of America. The same exception applies to participants in the Erasmus Mundus program, the Fulbright scholarship program and the European Voluntary Service of the Youth in EC program. Foreign students (non-EU) who plan to stay in the Czech Republic for more than 90 days are required to purchase comprehensive health insurance coverage. You will be asked to submit proof of health insurance when applying for a student or work visa. The scope of coverage is at least 60,000 euros and the insurance must be for the entire duration of the person's stay in the Czech Republicto be purchased There are many private insurance companies in the Czech Republic. Usually, these companies offer discounts for insurance for students aged 17 to 26. Some of the reliable insurance companies of the Czech Republic are: SLAVIA , ERGO , MAXIMA and...
Health insurance for international students in Italy
All foreign students staying in Italy for more than 90 days need health insurance coverage for their entire stay in Italy. If you are staying for less than 90 days, depending on your country of origin, insurance is also required if you need a visa to enter Italy. If you do not need a visa to enter Italy, you do not need health insurance. Student health insurance in Italy is often available at very reasonable costs. Depending on the insurance plan you choose, you may even get 100% coverage of your entire medical bills with access to private clinics and doctors of your choice. There are many private insurance companies in Italy that offer health insurance services to international students. Some of them are: unipol , postevita and...
Health insurance for international students in Poland
Non-EU citizens who intend to study or work in Poland are required to have health insurance during their stay in Poland. Otherwise, they are required to pay the full costs of any medical services. They can enter into a contract with the Polish National Health Fund ( Nardowy Fundusz Zdrowia) or NFZ . Or sign a contract with one of the private companies in Poland to get insurance. It is recommended that insurance from the same NFZbe received Because the limitations of private insurance companies in Poland are high and in addition, some services may not be included. It is better for students to get their insurance before entering Poland. After receiving insurance, students have the right to free medical care and can use university health care clinics and medical centers.
Tips on student health insurance in Europe
Research the names of private insurance companies and their credit and coverage and make sure they are reputable.
Before taking out insurance, make sure that the university where you study recognizes the insurance policy.
After completing your studies and starting to work in the destination country, you can change your insurance and go under the insurance coverage of your employer.
Act fast to get your insurance. If you procrastinate, you may have to make the wrong choice. Also, if you apply late for insurance, the whole process of getting your study visa may be hampered.
Read and be aware of the insurance laws in the country and in the city and state of your choice. Some cities and states do not accept foreign student insurance.
For information about student insurance, you can contact Aspian Group. Aspian is the official representative of some of the best European universities in Iran, and the experts of this collection are ready to inform and guide people in the field of educational immigration.